Pricing
Simple, honest pricing.
The essentials are free, forever. Premium adds deeper insight — try it free for 7 days.
Free
Everything you need to see where your month stands.
$0forever
- Your cash today
- Monthly plan remaining
- Bills & subscriptions, found for you
- Upcoming bills
- Net worth, all in one place
- Transaction history
- A budget that fits how you live
- Savings goals
- Teach it your language
- Household setup pack
- Thoughtful alerts
PrismWorth Premium
7-day free trialEverything in Free, plus deeper insight.
YearlySave 35%
$69.99/year
about $5.83/month
Monthly
$8.99/month
cancel anytime
- Advanced Reports — Spending mix, income, cash flow, refunds, and category trends.
- 30-day cash-flow forecast — Project your balance against confirmed commitments.
- Prism insights — Free-trial radar, silent price increases, and guidance worth your attention.
- Subscription Autopsy — Rank subscriptions by value with true cost per use.
- Investment details — Holdings, allocation, and available cost basis for supported accounts.
- Home Screen widgets — Plan allowance and upcoming bills, one glance away.
Prices in USD; available in the United States and Canada. The 7-day free trial is for eligible new subscribers and applies to either plan. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings.
Compare plans
| Feature | Free | Premium |
|---|---|---|
| Your cash todayTotal cash, card balances, and net cash at a glance. | ||
| Monthly plan remainingThe smaller of your cash after upcoming bills and your unspent budget — with the math one tap away. | ||
| Bills & subscriptions, found for youRecurring charges are detected automatically and laid out on a calendar. | ||
| Upcoming billsSee confirmed recurring charges before they land. | ||
| Net worth, all in one placeCash, cards, loans, property, and investments with a history chart. | ||
| Transaction historyPosted and pending activity across every account. | ||
| A budget that fits how you livePer-category limits or one simple Flex plan, with rollover and a pace gauge. | ||
| Savings goalsTrack goals with projections of when you'll get there. | ||
| Teach it your languageRename merchants and recategorize similar transactions with rules. | ||
| Household setup packShare your rules with family — never your financial data. | ||
| Thoughtful alertsLarge purchases, price increases, and projected cash-flow risk. | ||
| Advanced ReportsSpending mix, income, cash flow, refunds, and category trends. | — | |
| 30-day cash-flow forecastProject your balance against confirmed commitments. | — | |
| Prism insightsFree-trial radar, silent price increases, and guidance worth your attention. | — | |
| Subscription AutopsyRank subscriptions by value with true cost per use. | — | |
| Investment detailsHoldings, allocation, and available cost basis for supported accounts. | — | |
| Home Screen widgetsPlan allowance and upcoming bills, one glance away. | — |
Coming with the web app
One Premium. Every device.
When PrismWorth for the web launches, your Premium subscription will unlock it too — whether you subscribed on iPhone, iPad, or the web.
Questions
How is “monthly plan remaining” calculated?
PrismWorth compares two amounts: your cash after bills due in the next 30 days, and your unspent budget this month. It shows the smaller one. Some of that amount may still be for upcoming bills, so the app shows every input and you can check the math.
Where is my financial data stored?
Your accounts, transactions, budgets, and goals are stored on your device. If you connect a bank, our server relays data from Plaid to your device and keeps encrypted connection tokens and sync metadata — not your transactions.
Do I have to connect my bank?
No. You can explore with sample data or add manual accounts. Bank connections are optional, read-only, and handled through Plaid. PrismWorth never sees your bank login and never moves money.
What's free and what's Premium?
Balances, net worth, transactions, budgets, goals, recurring payments, upcoming bills, and your monthly plan remaining are free. Premium adds Advanced Reports, the cash-flow forecast, Prism insights, Subscription Autopsy, investment details, and widgets.
How does the free trial work?
Eligible new subscribers get 7 days of Premium free on either the monthly or yearly plan. Cancel any time in your Apple Account settings at least 24 hours before the trial ends and you won't be charged.
Is there a web version?
It's in development. The web app will use end-to-end encrypted sync, and one Premium subscription will work on your Apple devices and the web. Follow along on our roadmap.
Is PrismWorth financial advice?
No. PrismWorth is an informational personal-finance tool and doesn't provide financial, investment, tax, or legal advice.