For iPhone & iPad · Web app in development
Know what's left in your month.
PrismWorth shows your cash today, sets aside the bills coming up, and tells you how much of this month's plan remains — alongside your net worth, subscriptions, and cash flow.
Free to use · Premium includes a 7-day free trial
- Read-only bank connections via Plaid
- Transaction history stored on your device
- Every number explained
- No ads. No data selling. No money movement.
Try it — no download needed
See what's left in your plan.
Move the sliders. PrismWorth compares your cash after bills due in the next 30 days with your unspent budget this month, and uses the smaller number — showing every input along the way.
Checking and savings you spend from
Rent, utilities, subscriptions…
After spending and set-asides
Some of this may be for upcoming bills.
- Cash after upcoming bills$3,620 cash − $2,083 bills
- $1,537
- Unspent budget this monthAfter spending and set-asides
- $743
- Monthly plan remaining
- $743
We use the smaller number. Some of this may be for upcoming bills.
Your unspent budget is the smaller amount, so it sets your monthly plan remaining.
A tour of the app
Five tabs. Zero clutter.
Real screens from PrismWorth, shown with sample data.
Home
Your cash today, at a glance
Total cash, card balances, and net cash — plus how much of this month's plan remains after the bills coming up.
Reports
See where it all went
Spending mix, income, cash flow, and category trends — in calm, readable charts you can customize.
Plan
A budget that shows its math
Planned, spent, and remaining at a glance — and “How this adds up” compares cash after bills with your unspent budget.
Recurring
Every bill, before it lands
Bills and subscriptions are found for you and laid out on a calendar — with free trials and price increases flagged.
Accounts
Your whole net worth
Cash, cards, loans, property, and investments together — connected through Plaid or added by hand.
What's inside
Built around decisions, not dashboards.
Know where your month stands
See your cash today, then how much of this month's plan remains after the bills coming up — with the math one tap away.
Privacy by architecture
Your transaction history lives on your device — not in our database.
Bank connections are optional. When you use one, our server relays data from Plaid to your device and keeps only what’s needed to stay connected — encrypted.
- STEP 1
Your bank
You sign in on Plaid's screen. We never see your login.
- STEP 2
Plaid
Read-only access to balances and transactions you authorize.
- STEP 3
PrismWorth relay
Passes your data through. Keeps encrypted connection tokens and sync metadata — not your transactions.
- STEP 4
Your iPhone or iPad
Accounts, transactions, budgets, and goals are stored here.
Pricing
Free to start. Premium when you want more.
Free
Everything you need to see where your month stands.
$0forever
- Your cash today
- Monthly plan remaining
- Bills & subscriptions, found for you
- Upcoming bills
- Net worth, all in one place
- Transaction history
- A budget that fits how you live
- Savings goals
- Teach it your language
- Household setup pack
- Thoughtful alerts
PrismWorth Premium
7-day free trialEverything in Free, plus deeper insight.
YearlySave 35%
$69.99/year
about $5.83/month
Monthly
$8.99/month
cancel anytime
- Advanced Reports — Spending mix, income, cash flow, refunds, and category trends.
- 30-day cash-flow forecast — Project your balance against confirmed commitments.
- Prism insights — Free-trial radar, silent price increases, and guidance worth your attention.
- Subscription Autopsy — Rank subscriptions by value with true cost per use.
- Investment details — Holdings, allocation, and available cost basis for supported accounts.
- Home Screen widgets — Plan allowance and upcoming bills, one glance away.
Prices in USD; available in the United States and Canada. The 7-day free trial is for eligible new subscribers and applies to either plan. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings.
Questions
Good to know
How is “monthly plan remaining” calculated?
PrismWorth compares two amounts: your cash after bills due in the next 30 days, and your unspent budget this month. It shows the smaller one. Some of that amount may still be for upcoming bills, so the app shows every input and you can check the math.
Where is my financial data stored?
Your accounts, transactions, budgets, and goals are stored on your device. If you connect a bank, our server relays data from Plaid to your device and keeps encrypted connection tokens and sync metadata — not your transactions.
Do I have to connect my bank?
No. You can explore with sample data or add manual accounts. Bank connections are optional, read-only, and handled through Plaid. PrismWorth never sees your bank login and never moves money.
What's free and what's Premium?
Balances, net worth, transactions, budgets, goals, recurring payments, upcoming bills, and your monthly plan remaining are free. Premium adds Advanced Reports, the cash-flow forecast, Prism insights, Subscription Autopsy, investment details, and widgets.
How does the free trial work?
Eligible new subscribers get 7 days of Premium free on either the monthly or yearly plan. Cancel any time in your Apple Account settings at least 24 hours before the trial ends and you won't be charged.
Is there a web version?
It's in development. The web app will use end-to-end encrypted sync, and one Premium subscription will work on your Apple devices and the web. Follow along on our roadmap.
Is PrismWorth financial advice?
No. PrismWorth is an informational personal-finance tool and doesn't provide financial, investment, tax, or legal advice.
Clarity is a financial feature.
PrismWorth 1.0 is with Apple for review and coming soon to iPhone and iPad.